I am having another problem. Recently the game is crashing a lot notably when I try to access my armor analysis.

Really need help with this. First time I have this kind of problem with URW very distressing.

Munchkin

Are you playing to the last version?

Windows vista?

You need to set full read and write permission for the urw folder after installtion or play as an administrator.

For some reason urw installer fails to set correct folder permissions, but this is a problem of nsis installer system.
When the installer starts, there's a notification about this, but text isn't something that catches ones eye too often :D

I hope this solves your problem.