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Title: Going Negative


Willieisdead - April 20, 2009 03:08 AM (GMT)
http://www.nytimes.com/2009/04/19/business...ner=rss&emc=rss

Greg Menkiw suggesting negative interest rates... :think:

fridaygolfer - April 20, 2009 01:24 PM (GMT)
QUOTE (Willieisdead @ Apr 20 2009, 03:08 AM)
http://www.nytimes.com/2009/04/19/business...ner=rss&emc=rss

Greg Menkiw suggesting negative interest rates... :think:

i'm no economist. are you suggesting it's a good idea or a bad one?
it's above my pay grade.

Space Monkey - April 20, 2009 06:23 PM (GMT)
QUOTE
If all of this seems too outlandish, there is a more prosaic way of obtaining negative interest rates: through inflation. Suppose that, looking ahead, the Fed commits itself to producing significant inflation. In this case, while nominal interest rates could remain at zero, real interest rates — interest rates measured in purchasing power — could become negative. If people were confident that they could repay their zero-interest loans in devalued dollars, they would have significant incentive to borrow and spend.

Having the central bank embrace inflation would shock economists and Fed watchers who view price stability as the foremost goal of monetary policy. But there are worse things than inflation. And guess what? We have them today. A little more inflation might be preferable to rising unemployment or a series of fiscal measures that pile on debt bequeathed to future generations.





The Fed is already committed to significant inflation. Obama's trillions in spending, targeting rates of <1% and the bailouts are setting the dollar up for a big drop in value.

So what does that mean? There is already a disincentive to hoarding cash.......cash was king a few months ago when deflation was occurring. Now thanks to our government's actions the situation is ready to reverse in a big way that will prove far more catastrophic than the original crisis.

JohnDough - April 20, 2009 06:33 PM (GMT)
Time for an interest only loan!

Willieisdead - April 21, 2009 02:46 AM (GMT)
QUOTE (fridaygolfer @ Apr 20 2009, 01:24 PM)
QUOTE (Willieisdead @ Apr 20 2009, 03:08 AM)
http://www.nytimes.com/2009/04/19/business...ner=rss&emc=rss

Greg Menkiw suggesting negative interest rates... :think:

i'm no economist. are you suggesting it's a good idea or a bad one?
it's above my pay grade.

My grasp of monetary policy is fuzzy at best. As described by Menkiw, it doesn't sound unreasonable but I don't know enough to make a judgment in any real-world context.

That help?

;)

Gabecpa - April 21, 2009 09:54 PM (GMT)
Long term treasury securities are netting over a half point above prime. That's pretty much negative interest right there.




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