Details for the National Bank accounts are at:

National Smart Access account: http://www.national.com.au/Personal_Finance/0,,50538,00.html

Monthly fee of $5 - fee waived for account balances over $3,000

With this account you can make as many cheque, electronic and over the counter withdrawals as you like, at over 1,500 National ATMs and 38,000 EFTPOS shopping outlets throughout Australia.
Interest is calculated daily on balances of $10,000 or more and paid quarterly
Charges at Non National ATM's are $1.50


National Smart Direct
http://www.national.com.au/Personal_Finance/0,,50536,00.html

A flat monthly fee of $3

Unlimited electronic transactions at over 1500 National ATMs, EFTPOS, telephone and internet banking.

Charges at Non National ATM's are $1.50
Cheque Withdrawals $1
Branch Withdrawals $3